Used cars and bad credit go together like bread and butter. Yes, you might have to haggle a little more for your car, but in the end, it’s worth it. The money you save is pretty amazing, and once you get the car home, it’s yours to do with what you please. The interest rates are usually a little higher on these cars, but that just means faster payoff terms which makes it even better.
Don’t be fooled by the low-interest rates and monthly payments on new vehicles — in the long run, buying used is much more affordable. Plus, if you buy from a dealer instead of a private seller, they have to include any warranty that might be available for the vehicle, so your auto-repair bills stay low too. Oh, and don’t forget that there are tons of new cars out there that come with warranties, so take a look before you buy a used car without one.
used cars in tempe are also an excellent choice if you have bad credit or have had trouble keeping up with your debts. The dealer in question will usually be able to get you in to see the car without an unreasonable down payment so you can test drive it and see what you think of it. With these vehicles, you can often make monthly payments that are much more manageable than those on a new car with a no-haggle price tag . . . and one loan payment is easier than two.
The best part about buying a used car with bad credit is that you’re not stuck with it. If you decide that the car isn’t for you, you can return it to the dealer or sell it to someone else with a little bit of haggling. The fact that these vehicles come used means that they’re even more flexible than their fresh-off-the-showroom-floor counterparts. The only thing you can’t do is a custom design your car, but that’s easy enough to get over . . . especially when you get to pick the finish and options for your vehicle.
So, if you have bad credit and are looking to buy a car, you’ve come to the perfect place. With little down payment, monthly payments that fit your budget, and a variety of makes and models to choose from, buying used is absolutely the way to go.
